Author: Evan Vanderwey
Website: http://www.lansingmimortgage.com/fha-streamline-refinancing-…

FHA streamline refinances are easily done and right now (as of today’s date) fixed rates are available at 5% for a 30 year loan and 4.5% for a 15 year loan – possibly even better.

Regardless of the interest rate the process for approval is a simple one requiring only the following data for a full approval:

1.  HUD from the day you purchased the home or of your last mortgage closing (this is the settlement statement with all the closing numbers on it)

2.  Signed note from current loan – this will be part of that closing package as well.

3.  Two months of bank statements

4.  Copies of each of your Drivers Licenses

5.  Form filled out (quick application) we will email this to you.

After receiving this we will send you the formal application packet to sign and send back to us.

We get the loan approved and then set a closing date for near the end of the month.

Working out numbers and details at closing has to do with understanding your escrow account balances and how we lock…

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