What is Split Dollar Insurance? You may or may not have heard of this term. It sounds very sophisticated at first, but with a little explanation, this type of insurance is easily understood.

Split Dollar Insurance is when two entities, an employee and an employer, pay premiums and the benefits of…

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Absa is clearly a big name in the banking industry of South Africa with assets worth more than R456 billion and was formed in 1991. With Barclays having a +-56% stake in ABSA makes one feel more secure. And after all, security is the thing everyone is after when…

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People on low incomes who have trouble borrowing money from more official sources are the target for ‘doorstep lending’. They can borrow small amounts of cash, even just 100 pounds, for a short time and repay it week by week to an agent who visits them at home to collect…

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Banks and customers all agree that card abuse is on the increase. New technology will always bring new concerns, and we must all play our part to keep our personal details safe from criminals

Card fraud is on the increase. 40 per cent of all card fraud is committed abroad, and…

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When you take out a personal loan you can do whatever you want with the money. You could use it to buy a car or take a holiday. You could pay off all your credit card debts if the loan is at a lower rate of interest and is repayable…

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The phrase “economic downturn” is touching the lives of more and more people every week. Families who were oblivious to the downturn 12 months ago now have to face the grim reality of financial crisis.

After being used to years of not worrying too much about your debts, after all at…

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I have explained in previous articles, that if something goes wrong with your export or import shipment and it is lost or damaged during the international transport movement, you are unlikely to be eligible to receive the full value of the goods from your carrier. The freight company will normally…

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Billions of dollars remain unclaimed every year simply because folks just like you never filed a claim.

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As a result of an increasing commercial financing crisis, commercial borrowers are evaluating new alternatives for business finance funding. Business cash advances and credit card financing are two working capital financing options which have proven to be effective and practical sources of operating cash for small business owners.

The use of…

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Learn how first time homebuyers and investors are able to take advantage of current market conditions to get great deals on foreclosed properties.

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