If you’re ready to get help fixing your debt problems, learn about your top 3 options. Whether you want to “do it yourself” or hire a professional, the time is right to get the help you need!

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As we near the middle of January 2009 many of us find our New Year’s resolutions slipping away as they always do. For many of us it is just something we do on New Year’s Eve and then hope we remember it on New Year’s Day and then continue it….

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Hire Agreement
A hire agreement is a written agreement regulated by the Consumer Credit Act and must include specific information in a specific format and if not it is not it is questionable as to its authenticity - particularly important when hiring a car.

In-store Finance
This is finance offered by retailers to…

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Annual Equivalent Rate (AER)

AER is how interest that you are owed is calculated. If you were paid interest annually on your cash/savings it shows your earnings on it. This is the advisable way to compare savings products and current accounts.

Annual Percentage Rate (APR)

Annual Percentage Rate - APR is the annual…

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Guess what we have in the UK that few other countries have? The answer is that when it comes to interest on loans, there is no legal ceiling to the amount of interest that it’s legal to charge.

Payday loans are tempting people who are struggling to meet their family’s commitments…

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Did you receive a Form 1099-MISC and aren’t sure what it means and/or what to do with it? This article will answer that question. Form 1099-MISC is one of the most common tax forms in the world of the self-employed.

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Here are three legitimate tax deductions for the self-employed that begin with the letter “C”. Do you have these expenses in your sole proprietorship? If so, be sure to report them on your tax return.

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The Woolworths Everyday Money Credit Card offers an innovative rewards program.

The card delivers real, attainable and practical rewards that are earned on customers’ everyday shopping. Customers who earn enough points will automatically receive a Woolworths Everyday Money Shopping Card every four months.

In order to demonstrate the benefits of the Everyday…

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Now is the time for consolidating private student loans. The prime interest rate, which many loans are based on, is at the lowest point in years (3.75%). If you originally got your loans in the past few years they may be as high as 8% or more.

Consolidating your student loans…

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In the UK the credit crunch firmly wrote itself into the history books when one of the largest mortgage lenders in the country - Northern Rock - was nationalised. The nationalisation of the bank was undertaken by the government to prevent the bank from completely collapsing, which effectively rescued thousands…

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